Economist Mikhail Zadornov addressed Russians with a recommendation.
The expert shared his forecasts for the coming year and also told where it is worth investing 1 million rubles.
RBC agency journalists spoke with Zadornov.
As the economist emphasized, bank deposits are better than the stock market.
To support his claim, he cited interest rates for comparison.
The dividend yield of companies is only 13-15%, while banks offer yields of up to 25% per annum on deposits. That is why the specialist believes that it is better to choose the latter.
According to the expert, the highest yields are from deposits opened in reliable banks for a period of at least six months.
Along with deposits, he also allocated replacement foreign currency bonds.
At the same time, Zadornov does not recommend opening accounts in US dollars. As the economist noted, with the current weakening of the ruble, such deposits will not bring the expected income.
Author: Irina Tint
