Failure to manage money wisely creates a variety of different problems.
Many people return from the store with huge bags, and most of the goods they bought, it turns out, they do not need at all. If this is familiar to you, it's time to change your habits.
Most people depend on the opinions of other people, which is why many buy unnecessary things.
A person does not want to be worse than his friends, which is why he will go and buy an expensive phone and a large TV. But before you go to the store, think about whether you really need this new technology?
Advertising also influences people's minds. Marketers come up with various tricks to make you buy things that are useless to you.
And if you want to benefit from seasonal sales, then before you go shopping, write a list of things that you need to buy, for example, for autumn. Then you will be able to buy the clothes you really need at bargain prices.
Use cash
Banks prove the benefits of their credit cards, and consumers believe that they get unlimited opportunities. But in the end, the money still has to be returned, and with impressive interest.
Arrange "fasting days" and do not make any purchases
Of course, you will need money for travel and lunches, but you can refrain from shopping after work.
But this does not mean that if you didn’t go to the store today, then tomorrow you can “let loose”.
In general, try to think several times before deciding to buy this or that thing. The same applies to online stores. Do not rush to place orders, there is a high probability that tomorrow you will delete the new blouse from the basket.
Control your expenses
You can use special programs. This will help you track your expenses and not waste money.
Earlier I talked about how to turn thoughts into money.
Author: Vitaly Kisterny
