Perhaps the most difficult issue in family relationships is financial. In the process of living together, disagreements arise regarding planning and budgeting.
In some situations, quarrels of this kind lead to a cooling of relations.
In order to avoid “financial disagreements” being cited as the reason for divorce, in addition to respect, love and trust, it is necessary to see your other half as a financial partner.
Where does "cheese" come from?
Everyone has their own financial history, but in a couple, responsibility is no longer only for oneself, it is necessary to change stable articles. Financial disagreements are inherent both in families that have wealth and in those that live on the edge.
And the first reason for conflicts is low earnings. Such discontent can mainly be experienced by women.
For example, a spouse brings home an amount less than expected, or he is a simple worker and does not strive for a higher rank.
If we talk about a family as a whole with a low income, on the contrary, a man can accuse his partner of lack of support and a complete abdication of responsibility and contribution to the family.
Start small, support your other half. Say that you are there, mutual understanding and love can become a great incentive. Try to grow together if you started from scratch.
Ideally, families with low incomes need to develop a plan to attract other sources of income, optimize expenses. Do not be shy about talking about it, specifically talking, and not making a fuss in vain.
Secret expenses. If a significant part of the expenses goes to the personal needs of one of the spouses, and especially in secret - good planning will never work. The internal reason is rather mistrust, excessive control.
You need to try to give more freedom, ask and discuss each other's desires. Allocate a certain percentage of spending on the whims of both parties. And of course, it is important to share the emotions and impressions received from your purchase.
An equally important reason is the lack of a common goal and opinion. One of the spouses thinks about the future, the other lives by the principle of "every day as if it were the last."
It's about the direction two people are going together. Ideally, this should be decided before marriage, otherwise the paths may really diverge.
If disagreement arises already in the process of a long-term relationship, the solution is to negotiate and change course. Can you imagine who each sees themselves as in two years?
What have we come to?
As you build an effective conversation about finances, many questions will arise.
The discussion doesn't promise to be easy, but each time during the process, take stock:
- set priorities;
- make long-term budget plans;
- welcome openness, even if it is not very pleasant;
- assign a person responsible for a particular article;
- End the conversation positively.
To avoid financial disagreements in the future, this topic should become a basic one throughout life.
A good method, developing basic rules for the formation and spending of a particular family. Prosperity is possible if everyone tries to contribute.
Earlier we talked about how to get along with a stubborn husband .
Author: Valeria Kisternaya
Expert: Elena Gutyro
